It is important to protect your information at all times and ensure that any business that obtains your information in the course of doing business is questioned by you as to how they are going to protect or destroy that information once they have finished with it.
If you find that you have been victimized, refer to the information supplied on this site. Follow the steps outlined and keep a personal file on each incident to aid in clearing up your credit. Included on this site are downloadable forms and tip sheets that you may print and use at your discretion.
If someone has used your personal identifying information, such as your social security number, date of birth and name, to open lines of credit or to obtain services, you will first need to contact all 3 major credit reporting bureaus to place a “Fraud Alert” on your credit report. When you call the following toll-free numbers, this will notify businesses that you may be the victim of fraud. Request a copy of your credit report to review. Contact the following bureaus:
Trans Union: 1-800-680-7289
Review all of the information on your credit report and determine if the entry is a mistake or fraudulent.
The following information will assist us in investigating your case: a copy of your credit report listing the fraudulent accounts, collection notice or other documents that identify where the crime occurred, etc.
To assist you in the correction of your credit and to help ensure that you are not responsible for the debts incurred by the identity thief download and print the Identity Theft Victim’s Packet that we have created for you.
ID Theft Packet (MS Word Version)
ID Theft Packet (PDF Version)
Good information regarding a “Credit Freeze” and how it can protect you.